9 Pros and Cons of Mobile Insurance | Why you should have one?

What are the advantages of Mobile Phone Insurance?

There was a time when having an instrument like cell phone considered a part of imagination. And now the whole story has got changed.

It’s very tough to imagine life without having a mobile.

It does not matter about what profession belongs to you. In today’s world, every pocket holds a phone. It can be cheap or costly.

But those who contain high-end phone in their pocket loaded with very important data or information always find to be very caring about the safety of their phone.

Mobile Insurance

Why is it important to have mobile insurance?


It’s good if you take care of your phone as it has become a part of your life and business both.

But if it is too easy to keep a close eye over your phone all the time. And the answer is NO.

Saying would not be wrong that we have a brain which holds a right to get relaxed instead of getting engaged with phone’s security.

And it’s Mobile Insurance which can help you to get rid of this tension.

Though a wide array of mobile phones is launched a day-by-day, what about mobile insurance.

We have always been hearing about home insurance, vehicle insurance, life insurance, etc.

But why we have less information about mobile insurance.

Today, we are going to shed light on this essential topic. If you are also muddling about the above-mentioned topic, then you must pay attention to it.

Let’s have a look at what is all about the Pros and Cons of Buying Mobile Insurance.

Pros and Cons of Mobile Insurance

Three things are always covered like lost, broken and stolen by mobile phone insurance.

If I lost my phone will insurance cover it?


But, there are policies from many mobile phone insurance firms which cover unauthorized calls, accidental damage, phone accessories, protection if you step out abroad, phone accessories, as well as apps, games, music, and other valuable content, are covered.

Pros of Buying Mobile Insurance

1. To keep safe the costly Phone Accessories

Having a high-end phone makes you stylish, but when it is adorned with costly Phone Accessories. It becomes pretty much expensive.

If you are one of them looking for not only giving protection to your phone but your phone accessories too then mobile insurance will be good for you.

2. Protection While Stepping out of the Country

Whenever we go out, our brain gets engaged with many things and may hardly remember what is about your phone. To make your phone safe, you must switch to a mobile insurance policy covering this term.

3. Unauthorized Calls

Yes!!! It can also be covered by Mobile Insurance. There are many mobile insurance policies covering it. After getting your phone lost or stolen, the first which comes to mind what if someone misuses it as the SIM is authorized by your name. But some mobile insurance also covers it.

4. To Make Safe Various Content

Mobile will not be mobile if it does not have music, games, app, etc., And no one can skip these types of essential data as it has been maintained and accumulated by you after an assiduous work.

And that’s why going through mobile insurance covering this aspect would be beneficial for you.

Read: 5 Safety Precaution for Your Child on Mobile and Internet

5. To keep Safe Mobile’s screen and motherboard

These two things are considered a very important part of a mobile. And screen cracking and liquid entering have become very common. And mobile insurance helps you to get rid of this.

6. To Recover your precious data

In case, if your mobile is stolen, you do not need to take tension about your precious data as it can be recovered. Whether it is call-logs, photos or videos. They can be recovered if mobile insurance has been adopted.

7. To Lock Mobile and wipe personal information

there are various mobile insurance policies which are offering this facility of Remotely Activate alarms. In this connection, you will be able not to only lock your mobile but you are allowed to wipe your important data.

Cons of Buying Mobile Insurance

8. Mobile Insurance is Not CHEAP.

There is a difference between buying the phone and buy mobile phone insurance. Generally, mobile phone insurance covering various policies are not cheap. And premium can be costly. So, you must think about it in a discreet manner before getting engaged with it.

9. Different Types of Policies confuse you.

It is common when people get confused about choosing Android or iOS. Now, a wide array of Mobile phone insurance and its policies are enough to make anyone fully confused that which one should you choose. First, you have to dig out which areas you want to have covered by mobile insurance. There is no mobile policy cover various areas in one go. If it happens then it becomes easy to choose.


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Moving to our mobile insurance…

Buying mobile insurance would be right or not, it totally depends on you and your lifestyle. There are some Pros and Cons of Mobile Insurance.

If you are enough to take care of your mobile and do not hold precious data, then there is no need to go for mobile insurance.

But if you have pets and children, always go for the out-of-the station, hold precious data in your mobile and so on then you must adopt mobile insurance cover your requirement.

  1. Anvesh Markand says

    Game History is not available when PLAYING FOR FUN.

    1. PCSkull Editorial Team says

      Haha. Indeed!

  2. Maul Pal says

    For costly mobile, providing insurance should be mandatory for companies. Just like we have it for cars.

    1. PCSkull Editorial Team says

      It is thought-provoking, Maul… Thanks for putting your opinion.

  3. Jeana says

    I have never heard of mobile endurance anytime before. I have lost many mobiles. I definitely have to try this.

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